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Buying an apartment in Wroclaw – a guide and checklist for buyers

Posted by atlant.estate on 16.07.25
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Are you planning to buy an apartment in Wroclaw? Or maybe you are a migrant from Ukraine 🇺🇦 Belarus 🇧🇾 or from another country and looking for your first property in Poland? You’ve come to the right place! In this guide, we have prepared a practical guide and a check list, thanks to which you will learn how the purchase of an apartment looks like step by step, what to watch out for and why you should use the help of Atlant Estates experts.


Why is Wroclaw a good choice for buying an apartment?

Wroclaw is one of the most dynamically developing cities in Poland. It attracts investors, students, IT professionals and whole families from home and abroad. Buying an apartment here:

✅ You invest in a stable real estate market,

✅ you can count on a rapid increase in the value of the property,

✅ you can easily rent an apartment and get additional income.

That’s why many people here choose to buy an apartment for rent or to live here permanently.


Check list of an apartment buyer in Wroclaw

🔍 1. Determine your budget and needs

Consider:

  • How much can you allocate for your own contribution and loan installment?
  • Are you buying an apartment for yourself or for investment?
  • Do you need 1, 2 or 3 rooms?
  • Do you prefer new construction or an atmospheric townhouse?

🗺 2. Select a location

Wroclaw has a variety of neighborhoods. For example:

  • Downtown and Old Town – great for those looking to live close to the center and attractions.
  • Krzyki – a quiet, green neighborhood ideal for families.
  • Psie Pole and Fabryczna – with good prices, quick access to the center.

Also take a look at our section of apartment offers in Wroclaw (internal link).

📝 3. Check the legal status of the property

Before you sign any contract:

  • analyze the land register (whether the apartment is free of mortgages and claims),
  • Make sure who the owner is,
  • Check rent and fee debt.

💶 4. Take care of the financing – mortgage loan

Buying an apartment in Poland often involves a mortgage. Migrants often ask:

  • How to take a loan in Poland as a foreigner?
  • Який кредит на житло в Польщі можуть дати українцям?
  • Как купить квартиру в Польше в ипотеку для белорусов?

We at Atlant Estates help you gather documents, choose the best bank and get a credit decision. Check out details: loans for foreigners.


Buying an apartment step by step – a guide from Atlant Estates

🏠 Step 1 – Find a property

You can do it yourself or use the help of our office. With this:

  • You will save time because we will match offers to your needs,
  • We will check the documents and technical condition of the apartment for you.

📝 Step 2 – Preliminary Agreement

Signing a reservation / preliminary agreement secures you the property until you obtain a loan and prepare a notarial deed.

🏦 Step 3 – Credit and paperwork at the bank

With our help:

  • you will prepare a credit application,
  • you will provide the necessary documents,
  • You will get favorable terms and lower interest rates.

📜 Step 4 – Notarial deed and receipt of keys

The notary will prepare the final contract transferring ownership of the apartment to you. The last step – you pick up the keys and you can move in!


Why use Atlant Estates?

👉 We have experience in serving customers from Poland, Ukraine, Belarus and all over the world .

👉 We speak Polish, English, Ukrainian and Russian, so you can avoid misunderstandings.

👉 We help you through the entire process: from selecting an apartment to the loan and the deed.

👉 We protect your interests at every stage of your purchase.


Contact us – we will help you buy an apartment in Wroclaw

Want to learn more?

📞 Call tel: +48459569303

📧 Write: office@atlantestates.com

Or fill out the form on the website and we will call you back. We will help you safely and comfortably buy an apartment in Wroclaw.

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