Investing in commercial premises with Tenants – a secure business with passive income
Buying a commercial property with an active lease is a proven way to make a profitable investment. The property owner receives a fixed rent, and the risk of vacancy is minimized. This is an ideal option for individual investors and foreigners looking for commercial real estate in Poland.
Why invest in commercial premises with a tenant?
Commercial premises with a signed lease is a form of ready-made investment. The investor acquires a property that immediately generates a profit. In most cases, the tenants are retail chains (e.g. Żabka, InPost), which have high financial credibility.
The advantages of such an investment:
- Passive income from day one after purchase
- Rental guarantee for up to 10 years
- No need to look for a tenant
- Possibility of selling the property with an ongoing lease agreement
- High rates of return (ROI) from 6.25% to 9%
- Tax optimization within the framework of a business or flat rate
Examples of offers of commercial premises with a tenant
Below are the current investment offers. All premises are leased to companies such as Żabka or InPost and have concluded leases with guaranteed income.
Walbrzych – InPost
- 86 m² | 600 000 PLN net
- ROI: 7.2% | Rent: PLN 4,200 net
- Annual income (NOI): PLN 43,320
Moskorzew – Żabka
- 120 m² | 680 000 PLN net
- ROI: 9% | Rent: 5 500 PLN net
- Annual income (NOI): PLN 61,150
Korczów – Żabka
- 98 m² | 670 000 PLN net
- ROI: 8,2% | Rent: 4 900 PLN net
- Annual income (NOI): PLN 54,600
Tarnobrzeg – Żabka + banner advertisement
- 100 m² | 720 000 PLN net
- ROI: 8.7% | Rent: 5,500 PLN net
- Annual income (NOI): PLN 62,400
Katowice – Żabka
- 72 m² | 950 000 PLN net
- ROI: 7,2% | Rent: 5 900 PLN net
- Annual income (NOI): PLN 68,350
Oświęcim – Żabka + InPost
- 100 m² | 995 000 PLN net
- ROI: 7.5% | Rent: PLN 6,600 net
- Annual income (NOI): PLN 74,700
Dabrowa Gornicza – Żabka
- 163 m² | 1 000 000 PLN net
- ROI: 8% | Rent: 7 800 PLN net
- Annual income (NOI): PLN 79,200
Warsaw, Rudnickiego Street – Żabka
- 108 m² + parking space | PLN 2,600,000 net
- ROI: 6,25% | Rent: 14 900 PLN net
- Annual income (NOI): PLN 162,500
*The presented price offer is for information purposes and does not constitute a commercial offer within the meaning of Article 66 par.1 of the Civil Code.
How can foreigners invest in service premises in Poland?
Foreigners, including citizens of Ukraine, can invest in commercial real estate in Poland, but the purchase of commercial premises for a non-EU individual requires special approval from the Ministry of Internal Affairs (MIA). This procedure can take from 6 to as long as 9 months and involves a number of formalities.
Alternative: purchase by a Polish limited liability company.
To avoid the need to obtain approval from the Ministry of Internal Affairs and Administration, many foreigners choose to establish a limited liability company(sp. z o.o.) in Poland – a commercial law entity that can acquire real estate in Poland without any restrictions.
With this solution, foreigners gain:
- Possibility to quickly buy a commercial premises with a tenant (without waiting for the approval of the Ministry of Internal Affairs)
- Fixed passive income from leasing commercial property
- Full service of transactions in Ukrainian, English or Polish language
- Support in setting up the company, opening a bank account and tax returns
Atlant Estates offers comprehensive assistance at every stage of the investment: from finding a property, to preparing documents, to signing the notarial deed.
👉 Read more about buying property by foreigners in Poland
Tax optimization
The investment in the service premises can be carried out under:
- Individual (registered lump sum of 8.5% up to PLN 100 thousand)
- Business activities (deductible costs, depreciation)
- Companies (possibility of profit transfer and reinvestment)
For commercial leases, we recommend consulting a tax advisor – contact us and we will suggest the best form of taxation for you.
Invest safely with Atlant Estates
If you are interested in a stable and profitable real estate investment, commercial premises with a business tenant is a great option. Contact us – we can help you choose the best premises for your investment.
📞 +48 459 569 303
📧 office@atlantestates.com
Also check out other articles:
🔗 Apartment and home insurance – why should you remember it?
🔗 How to get a loan in Poland for migrants – step by step guide
