Preliminary mortgage eligibility check
See in a few minutes what mortgage you could qualify for — including as a foreigner in Poland. Free, online and with no obligations.
Basic information
DD.MM.YYYY
How does it work?
A preliminary assessment in three simple steps.
Income, type of employment, liabilities and down payment — a few questions, about 5 minutes.
A quick code verification to protect your data and send you a summary.
Estimated loan amount, property budget and an advisor who contacts you with bank offers.
Why is it worth it?
Concrete support at every stage of the loan.
We compare offers from most banks in Poland and pick those with the highest chances.
A free consultation with an advisor who guides you through the whole process.
Temporary residence card, PESEL UKR, foreign-currency income — we know which bank will accept your situation.
Frequently asked questions
Is the eligibility check paid?
No — the questionnaire and preliminary assessment are completely free and non-binding.
Can a foreigner get a mortgage in Poland?
Yes. Many banks grant loans to people with a residence card, and some also accept PESEL UKR status or foreign-currency income. The key factors are: type of contract, length of employment and BIK credit history.
What is the preliminary capacity based on?
On net income, type and length of employment, number of dependants, current liabilities and down payment. It is a simulation — the actual decision is made by the bank.
Is the preliminary assessment binding?
No — it is for information only and is not an offer or a credit decision. The bank confirms final eligibility after reviewing your documents.
The preliminary assessment is for information only and does not constitute an offer or a credit decision within the meaning of the law. Final borrowing capacity is confirmed by the bank after document analysis.