Blog — kredyt

Mortgage Rates: Is the Fixed Rate Value Going Crazy?

📈 Did you know that mortgage interest rates are rising faster than ever? Check out how banks are reacting to market changes and what it means for you! 🏠

Can You Sell an Apartment with a Family Housing Loan?

🏠 Did you know that an apartment with a Family Housing Loan can be sold without losing the guarantee? Find out how to safely conduct the transaction. 📈

Where to Get a Mortgage Loan the Fastest in 2026?

📈 Growing interest in mortgage loans is extending waiting times. Which banks offer the fastest decisions? 🤔 Find out how to shorten the time to obtain a loan!

Can you get a mortgage in Poland while earning abroad?

More and more Poles and foreigners are working outside the country but planning to buy an apartment in Poland — whether for investment or for a future return. The natural question is: can a person earning...

What instead of cash as a down payment in the case of a mortgage? There are several options

Buying an apartment in Poland — whether for personal use or as an investment — almost always involves the necessity of obtaining a mortgage. One of the basic requirements of banks is a down payment, which is the part...

The RPP has made a decision. What does it mean for interest rates – what does it mean for the real estate market in Poland?

The RPP lowers interest rates again – what is changing? The Monetary Policy Council announced a second consecutive interest rate cut. The main reference rate has decreased by 0.25 percentage points to 4.75%, continuing...