New developments in Poland 2026

A flat from a developer is usually new and never lived in, covered by a guarantee and statutory warranty, but often means waiting for construction to finish. The secondary market usually lets you move in sooner.

Yes, many developers offer a payment schedule spread across construction stages, and the purchase can also be financed with a mortgage — we help choose the right financing option.

It is a bank account that receives the buyer’s funds and from which the developer is paid only after completing successive construction stages — this protects the buyer against losing the money paid in.

A purchase from a developer is usually not subject to the PCC transaction tax, unlike the secondary market, but it includes VAT in the flat’s price plus notarial and court fees for the land register entry.

It depends on the stage of the project at the time of purchase — with a completed development it can be a few months, while buying at an early construction stage can mean a few years.